Whatever it is you wish to finance or re-finance, PVS can help
PVS Finance is here to help you to finance additional assets such as equipment or vehicles, or secure additional cash through lending secured against an existing asset.
“The trick is in understanding your business so I can help you choose the finance options that are right for you"
Adopt a finance strategy with outcomes that strengthen business performance
Start-up capital
The money you need to get off the ground.
Borrowing for business
Loans, overdrafts or cashflow finance to support your plans.
Funding Growth Ambitions
Without the need for large upfront capital, using asset finance models that spread costs over time
Freeing up internal budgets
Shifting large investments off balance sheet, improving cashflow and decision-making flexibility
Core Business Finance Services
We listen, ask simple questions, understand, devise and explain the finance options that are right for you. We then broker the market to find and arrange the best terms for you.
Hire/Lease Purchase
Enables you to ‘buy’ an asset over a period of time. You will legally own the item and it may appear on your balance sheet at the beginning of the agreement.
Lease Finance
Enables you to obtain essential, expensive items that your business may need to grow but with minimal capital outlay. Payment terms are normally flexible and at the end of the term, you can return the item, extend the lease or purchase via another finance option.
Operating Lease
Enables you to make use of the asset via a contract, but does not convey ownership rights to you of the asset. These leases allow businesses to use the asset without incurring the high expenses involved in purchasing it.
Commercial Loan
Enables you acquire equipment that does not meet the criteria for asset finance and has the same accounting benefits as that of ‘Hire Purchase’ agreement described above. As a finance broker we are able to secure the right loan for you.
Business Contract Hire
Enables you to obtain a piece of equipment such as a vehicle via monthly rental payment. The payment terms are fixed and there is a guaranteed item value at the end of the term. Contract Hire brings the benefit of easier budgeting to aid cash flow forecasts.
Not sure where to start?
If you’re unsure which development service is right for your organisation, our team can help you identify the best next step.
Speak to a consultant
Finance solutions built around your business
PVS Finance brings together independent market insight, robust data and a deep understanding of your operation to create funding strategies that strengthen your organisation. We invest the time to understand your fleet, growth plans and cash‑flow priorities, then design finance packages that optimise cost, mitigate risk and deliver measurable value over the long term.
- Step
Understand your objectives
We begin by listening. Our specialists review your fleet profile, existing contracts and business goals to identify the right funding approach. This discovery phase ensures every solution is aligned to your operational requirements and wider strategy.
- Step
Design your finance strategy
Leveraging our independent network of finance providers, we develop a bespoke funding structure that balances flexibility, competitive pricing and compliance. Whether you’re expanding your fleet, funding new technology or refinancing existing assets, our impartial advice ensures you get the right product.
- Step
Deliver and adapt
Once the finance is in place, we continue to work alongside you. Our team monitors performance, provides clear reporting and recommends adjustments as your needs evolve, ensuring the package stays optimised for your business and integrates seamlessly with other PVS services.
Ready to simplify fleet management?
Speak to PVS Finance for independent advice and a management plan tailored to your business needs.
