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Finance: definition (noun) - (the management of) a supply of money: (verb) - to provide the money needed for something to happen:
Enabling: definition - Give the authority or means to do something; make it possible.


 “The trick is in understanding your business so I can help you choose the finance options that are right for you.” Paul Tregale – Sales Director



‘Asset Finance’ is a general term used to describe either:

  • the way to finance additional assets such as equipment or vehicles, OR

  • the way of securing additional cash through lending secured against an existing asset.

Asset: definition - an item of property owned by a person or company, regarded as having value and available to meet debts, commitments, or legacies.
Finance: definition (noun) - (the management of) a supply of money: (verb) - to provide the money needed for something to happen.


What we finance


If you wish to acquire any of the following then we can help you:

  • Vehicles

  • Manufacturing machinery

  • Construction and materials handling machinery

  • Agricultural equipment

  • Technology

  • Miscellaneous assets such as Catering equipment

Who we finance

Whether you are a sole trader or a multi-national organisation, the fact is that financial management is fundamental to overall business profitability. We have the ability to assist a:

  • Limited Company

  • Sole Trader

  • Limited Liability Partnership (LLP)

  • Public Limited Company (PLC)

  • Charity or other ‘third sector organisation’

  • Private Individual

Finance Options

Hire purchase (or lease purchase): enables you to ‘buy’ an asset over a period with fixed regular payments. It is a flexible way of financing an asset that you will own at the end of the repayment term. Upon payment of the final payment, you can become the owner of the asset.

Lease Finance: enables you to obtain essential, expensive items that your business may need to grow but with minimal capital outlay. Payment terms are normally flexible and at the end of the term, you can return the item, extend the lease or retain a portion of the sale proceeds.

Operating Lease: with an operating lease, the leasing company retains ownership of the asset and you pay a fixed monthly rental to use the asset. This allows you to acquire high value or specialist equipment without taking on the risk of it losing value.     

Commercial Loan: enables you acquire equipment that does not meet the criteria for asset finance and has the same accounting benefits as that of ‘Hire Purchase’ agreement described above. As a finance broker we can secure the right loan for you.

Business Contract Hire: is a flexible finance solution that could help you avoid the risks associated with vehicle ownership; like maintenance costs and depreciation. The payment terms are fixed and you simply hand back the vehicle at the end of the repayment term. Contract Hire brings the benefit of easier budgeting to aid cash flow forecasts.


If you have any questions and would like to discuss your finance options, please call Paul or Imma on 01278 550270


Paul Tregale

T: 01278 550270
M: 07578 238763
E: paul@pvsgroupuk.com


Imma Matcham

T: 01278 550270
E: immacolata@pvsgroupuk.com